Property & Casualty Insurance

Property/casualty insurance is insurance on homes, cars, and businesses. Technically, property insurance protects a person or business with an interest in physical property against its loss or the loss of its income-producing abilities. Alternatively, casualty insurance mainly protects a person or business against legal liability for losses caused by injury to other people or damage to the property of others.

Labor First provides products and insurance solutions for union buildings, officers and contractors with a specialty in writing the following lines of property & casualty insurance:

  • Automobile
  • Business owners (property and liability combined for select commercial customers)
  • Crime and fidelity
  • Equipment breakdown (formerly boiler and machinery)
  • General liability
  • Fiduciary Liability
  • Package policies (property and liability combined)
  • Property
  • Umbrella
  • Union liability
  • Workers compensation